Friday, September 26, 2008
At church Ryan and I are taking Dave Ramsey's Financial Peace University seminar. Each week we watch a DVD with the lesson, then have a discussion with a group of about 20 people. During the week there is "homework" to do. We have only taken the class for 2 weeks now, but I have realized how blessed Ryan and I are when it comes to money. Don't know what we are doing right, but we must be doing something right. The class talks about baby step #1 is to set up an emergency fund of $1000. Ryan and I have never not had at least that amount in the bank. We have never had to live paycheck to paycheck.There are people in the class that say they don't even know how they can save $1 a month to put towards the emergency fund because every penny goes to bills. That's insane to me. But on the other hand, there is probably one thing they could find that they could do without for that month. Ryan and I have lived a lifestyle where if we want it, we get it. Now I'm not saying that is good. We want to be able to manage our finances so we have a lot saved up for retirement, emergencies, etc. I'm not saying I don't want to not spend my money on anything fun anymore. We just want to be good stewards of our money, so we will be putting ourselves on a budget each month. It'll be hard for me to get in that mindset again. We had an "allowance" in college. If I wanted McDonald's at the end of the month, but only had $1 in my allowance, yet we still had money, no McDonalds. Don't get me wrong, I'm not bragging here, but it has made me greatful.
Saturday, September 20, 2008
Happy birthday to Ryan! He turned the big 3-0 today. Yesterday we went to Raleigh for a Jars of Clay, Switchfoot and Third Day concert. There was another band too, but I can't remember their name. I wasn't impressed anyway. The concerts were very good. Unfortunately we missed some of Jars of Clay, because they started at 6:00 and we got there a little late because we both had to work and it was a 2 hour drive. It was cool seeing these 3 bands together, because they were all some of the first bands that I listened to when I became a Christian, so they had a huge influence on my faith. And it's cool that 10 years later, they still do. The venue was cool. It was an outdoor pavilion, some of which had a roof over it. We were at the point where the roof stopped and it was just open air behind us. There was a section where you could find a place in this huge grassy area, but we ended up getting tickets with an actual seat. It reminded me a lot of Cornerstone. Being out with the stars above you, breeze blowing, and rocking out to some awesome music. I miss Cornerstone. Maybe someday I'll be back.
As for me personally, I'm doing fine. God has really healed me and I'm very thankful for that. I still have my moments, but I'm sure that will always be there. I know God knows that my #1 desire is to have a baby. I want to be a mom so bad. It'll happen someday.
As for me personally, I'm doing fine. God has really healed me and I'm very thankful for that. I still have my moments, but I'm sure that will always be there. I know God knows that my #1 desire is to have a baby. I want to be a mom so bad. It'll happen someday.
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